what is the National Mortgage Guarantee (nationale hypotheek garantie)?
The National Mortgage Guarantee (nationale hypotheek garantie) is a government-supported mortgage guarantee program in the Netherlands that aims to provide more affordable and accessible housing options for Dutch citizens. The program works by providing a guarantee to lenders for a portion of the mortgage loan [...]
who can get a mortgage in The Netherlands?
In the Netherlands, to qualify for a mortgage, you typically need to be at least 18 years old and have a steady income. You'll also need to meet the lender's credit and financial requirements. This typically includes having a good credit score and a down [...]
how do I apply for a work visa in The Netherlands as an expat
To apply for a work visa in The Netherlands as an expat, you will need to follow the following steps: - Find a job in The Netherlands: Before you can apply for a work visa, you will need to have a job offer from a [...]
how do I apply for the 30% tax rule in The Netherlands as an expat
To apply for the 30% tax rule in the Netherlands as an expat, you will need to follow these steps: - Check if you are eligible: To be eligible for the 30% tax rule, you must meet certain conditions, including: You must be a non-resident [...]
what are the requirements to work in The Netherlands as an expat
To work in the Netherlands as an expat, you will need to meet the following requirements: - Obtain a work permit: Non-EU citizens will need to apply for a work permit to be able to work in the Netherlands. EU citizens do not need a [...]
i’m an expat, what is a bank doing when I want to buy a house in the Netherlands
When you want to buy a house in the Netherlands as an expat, the bank will be performing a few different tasks: - Checking your creditworthiness: The bank will review your credit score and financial history to determine if you are a good risk for [...]
How are the dutch Mortgage rates?
Currently, Dutch mortgage rates are at a historic low, with many lenders offering rates as low as 2.5% for a fixed-rate mortgage. However, these rates are subject to change and may vary depending on the lender, the type of mortgage, and the borrower's creditworthiness. It [...]
i’m an expat, is a financial advisor needed to buy a house in the Netherlands
It is not required to have a financial advisor to buy a house in the Netherlands, but it can be helpful to have one. A financial advisor can help you with budgeting and financial planning, as well as help you navigate the Dutch housing market. [...]
do I need a notary to buy a house in the Netherlands
Yes, you will need to have a notary present when purchasing a house in the Netherlands. The notary will handle the legal aspects of the purchase, including reviewing and verifying the sales contract, transferring ownership, and registering the property in the Land Registry. It is [...]
i’m an expat, do I need a real estate agent to buy a house in the Netherlands
It is not required to have a real estate agent to buy a house in the Netherlands, but it can be helpful to have one. A real estate agent can assist with navigating the local real estate market, help with negotiations and paperwork, and provide [...]
i’m an expat, what is a financial advisor doing when I want to buy a house in the Netherlands
A financial advisor will be helping you to assess your financial situation and determine how much you can afford to spend on a house in the Netherlands. They will also help you to understand the Dutch housing market and advise you on the best options [...]
i’m an expat, I found a house in the Netherlands to buy, what do I do?
There are a few steps you will need to take in order to buy a house in the Netherlands as an expat: - Find a mortgage: You will need to find a mortgage lender in the Netherlands who is willing to lend to you as [...]
what do I need to know if I buy a house in the Netherlands
If you are planning to buy a house in the Netherlands, there are a few things you should consider. - First, it is important to have a clear idea of your budget and what type of property you are looking for. You should also consider [...]